Terms of Service

Last Updated: January 15, 2026

These Terms of Service ("Terms") govern your use of the Smart Course Journey website and services (collectively, the "Service") operated by Smart Course Journey ("we," "our," or "us"). By accessing or using our Service, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing and using our Service, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Smart Course Journey provides an online learning platform offering educational courses in various subjects including technology, marketing, design, business, analytics, and creative arts. Our services include:

• Access to course materials and content
• Educational resources and tools
• Progress tracking and learning analytics
• Customer support services
• Community features and interactions

3. User Accounts and Registration

To access certain features of our Service, you may need to create an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and update your account information
• Maintain the security of your password and account
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use of your account

4. Course Enrollment and Access

When you enroll in a course, you agree to:

• Pay all applicable fees as specified at the time of enrollment
• Use course materials solely for personal, non-commercial educational purposes
• Not share your account access with others
• Respect intellectual property rights of course content
• Follow course-specific terms and requirements

5. Payment Terms

Payment terms for our courses include:

• All fees are due at the time of enrollment unless otherwise agreed
• Prices are subject to change with notice
• Payment processing is handled through secure third-party providers
• Refunds are subject to our refund policy
• You are responsible for any applicable taxes

6. Refund Policy

Our refund policy provides:

• Refund requests must be submitted within the specified timeframe for each course
• Refunds are evaluated on a case-by-case basis
• Processing time for approved refunds may vary
• Certain courses or promotional offers may have different refund terms
• We reserve the right to refuse refunds in cases of policy violations

7. Intellectual Property Rights

All content and materials available through our Service are protected by intellectual property laws:

• Course content, including videos, text, images, and audio, is owned by us or our licensors
• You may not reproduce, distribute, or create derivative works without permission
• Limited license granted for personal educational use only
• Trademarks and logos are protected and may not be used without authorization
• User-generated content remains your property but grants us license to use

8. User Conduct

You agree not to use our Service to:

• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Transmit harmful, offensive, or inappropriate content
• Interfere with the operation of our Service
• Attempt to gain unauthorized access to our systems
• Engage in any form of harassment or abuse
• Share false or misleading information

9. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our Service, you consent to the collection and use of your information as outlined in our Privacy Policy.

10. Disclaimers and Limitations of Liability

Educational Content Disclaimer: The courses and materials provided through our Service are for educational purposes only. We make no guarantees about:

• Specific learning outcomes or results
• Career advancement or employment opportunities
• Earning potential or financial success
• Professional certification or accreditation

Service Availability: We strive to maintain continuous service availability but cannot guarantee uninterrupted access. We are not liable for service interruptions due to technical issues, maintenance, or circumstances beyond our control.

Limitation of Liability: To the fullest extent permitted by law, Smart Course Journey shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use.

11. Indemnification

You agree to defend, indemnify, and hold harmless Smart Course Journey and its officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising out of or relating to your violation of these Terms or your use of the Service.

12. Termination

We may terminate or suspend your account and access to our Service:

• For violations of these Terms
• For non-payment of fees
• For fraudulent or illegal activities
• At our discretion with or without cause

Upon termination, your right to use the Service will cease immediately, though certain provisions of these Terms will survive termination.

13. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective when posted on our website. We will notify users of material changes through:

• Email notifications to registered users
• Prominent notices on our website
• In-platform notifications

Your continued use of the Service after changes are posted constitutes acceptance of the modified Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, United States, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Service shall be subject to the exclusive jurisdiction of the courts located in Harris County, Texas.

15. Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect. The invalid or unenforceable provision will be replaced with a valid provision that most closely matches the intent of the original provision.

16. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by us on the Service, constitute the entire agreement between you and Smart Course Journey concerning the Service and supersede all prior or contemporaneous communications and proposals.

17. Contact Information

If you have any questions about these Terms of Service, please contact us:

Effective Date: These Terms of Service are effective as of January 15, 2026.